Boat Insurance and Personal Watercraft

Boats, personal watercraft, jet skis and more can all be written on a boat insurance policy.  Coverages for the boat, motor, watercraft liability, medical payments, personal effects and accessories can all be covered.  Also, coverages such as:

Roadside assistance for your trailer
Towing to the nearest qualified repair facility is provided at no additional cost when your tow vehicle or trailer is damaged or disabled. There’s no out-of-pocket cost to you for this coverage

On-water towing
With on-water towing and labor coverage service, $300, $500 or $1,000 per occurrence is paid toward towing and labor costs, depending on the amount of coverage chosen. Labor coverage applies when work is performed at the time and place of disablement, while the boat is in the water. On-Water Towing and Labor Coverage is a reimbursement coverage.

Coverage for your water skis
Coverage for your water skis is available at no additional cost

Fuel-spill protection
Unintentional oil or fuel spills that are your legal responsibility can be covered by boat policies.

Wreckage removal
The cost to raise, remove and/or destroy the wreckage if your boat or PWC sinks is covered.

Boat Liability coverage

Bodily injury liability
If someone is hurt in an accident you cause, this typically covers that person’s medical expenses.

Property damage liability
If you’re at fault in an accident that causes damage to another person’s property, this helps pay for the repairs to things like vehicles, homes and buildings.