It’s like a horror movie – woodstove fires, ice dams, frozen pipes, slips and falls – my God, when will it stop! Actually, this is all just a day in my life. I love the winter. I love to ski. However, these other “perils” we can all live without. The funny thing is, they are [...]
With the snow already on our roofs and the forecast for rain, collapse is a real concern. I have pasted an Article below which has some good ideas on how to prevent collapse and Ice Dams. Most homeowners policies cover you for collapse (Form 1, HO-1, FL-1, DF-1 do not), but no one wants to [...]
It's more than just texting while driving...it's anything that takes your eyes off the road. Would you drive with your eyes closed? Too scary...but that is what it's like. Take a look at this video. Also, new teen driver in the house? Let them...require them to watch these clips provided to us by New York [...]
I see it time and time again, clients paying their premiums after the due date, but before the cancellation date. It's a bad habit and a good one to break. Technically, your payment reaches the company "in time", but did you know the insurance company frowns on this practice? So how does this play out? [...]
Did you know if you have a smart phone, you can use it as a scanner? Well not exactly, but if you have a non-legal document you need to send to someone, why not take a picture of it, crop it and email it? Of course you could feed it through your scanner (if you [...]
Flooding is the United States’ No. 1 natural hazard so it’s important to remind your insureds that Fingar Insurance offers affordable personal and commercial flood insurance through our companies backed by the federal government’s National Flood Insurance Program (NFIP). A lot of people are under the misconception they are ineligible for flood insurance because of [...]
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Two types of water damage: Your standard homeowners’ insurance policy will cover losses caused by water that accumulates in your home because of the accidental discharge of a system or appliance, such as a broken hose or valve. However, this same policy will NOT cover losses caused by water that collects as a result of [...]
ATTENTION SECONDARY HOMEOWNERS – the cold is coming!!! As a secondary homeowner, you should know that most of the claims we see in our office are cold weather related and most include either pipes freezing and bursting or water damming up from the gutters and entering the house through the shingles. In regard to the [...]
Heating safety tips Heating equipment is a leading cause of home fire deaths. Almost half of home heating equipment fires are reported during the months of December, January, and February. Some simple steps can prevent most heating-related fires from happening. Safety tips Keep anything that can burn at least three feet away from heating equipment, [...]