Fingar Insurance has a long history of assisting those of high net worth with insuring their assets. In Columbia and Greene Counties we have many second homeowners from “The City”. We welcome you and stand ready to help with properly insuring both your personal and business assets. We represent Chubb as well as other fine premium carriers.
At-Risk and Underinsured
If you have expensive possessions and hobbies – wine collections, art, horses, yachts and collector cars – they can be easy to forget to insure. Fingar Insurance diligently notes all hard-to-replace possessions, finds a way to appraise them accurately and offers an insurance solution that covers against the right risks.
The right high-net-worth insurance policies can safeguard against accidents or theft by staff. In fact, a high net worth individual might want to cover their assets against suit from an employee or service agency. This is known as employment practices liability coverage, or, more colloquially, nanny coverage.
High Value Homeowners Insurance
Even for a high net worth individual, the home tends to be the most valuable asset and the most important to cover. Those with multiple homes in multiple locations should probably find individual coverage for each property. State and local ordinances, regulations, and homeowners associations all influence the possible and necessary benefits required in a policy.
From your primary or vacation home to a gentleman farm business or your fine car collection Fingar Insurance stands ready to assist you with personal service and knowledgeable guidance.