Contractors Insurance – General Liability Quote Form

Getting the right contractors insurance in place can protect you from lawsuits, mishaps, and third-party property damage.

Fingar Insurance has extensive experience insuring both large and small contractors.  Some contractors are required to sign very complicated contracts which can in some instances make their insurance null and void.  We will review your contracts and design an contractor insurance product that will protect you, the contractor, first while also satisfying the legal requirements of a job(s).

If you have any questions about Contractors Insurance, please call us at (518) 828-4500  or contact us, we’ll be happy to help you find the right insurance!

Fingar Insurance provides Contractors Insurance for your contracting business

For complete coverage, you’ll need a few different types including:

General liability: The foundation of all contractor insurance coverage is a general liability policy. This coverage will provide two types of protection:

  • Bodily injury: Provides coverage if you or someone who works for you causes injury or death to a third party during the course of work. It provides for medical care for the injured person and covers your legal defense if you are sued for damages.
  • Property damage: Provides coverage if you or one of your employees causes damage to property belonging to others, not including the property you’re working on. This includes the building or property you are working on or any third-party property. For example: electrician was at your house to work on some light fixtures. If he damaged the light fixture – not covered. If he caused a short and it started a fire and burned down the house – everything is covered except the light fixture.

Completed operations/product: Provides coverage in case a project you finished has an issue or causes damage.