Auto and home policies rarely provide enough supplemental coverage for your sled. You can get insurance just for snowmobiles at very reasonable costs. This dedicated coverage can help keep you and your sled safe whether it’s in storage or out on the trail. Check out some of the basics:
Bodily injury liability
If someone is hurt in an accident you cause, this typically covers that person’s medical expenses.
Property damage liability
If you’re at fault in an accident that causes damage to another person’s property, this helps pay for the repairs to things like vehicles, homes and buildings.
Reimburses the cost of repairing your snowmobile after a collision with another object, such as another snowmobile, tree or fence.
Covers damage done to your snowmobile due to: flooding, wind, vandalism, theft or other reason not involving a crash with another vehicle.